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Showing posts with the label Personal

How Can A Personal Loan Improve Your Credit Score?

When it comes to a personal loan, you have to first learn to use it responsibly. Because if you miss a repayment, your credit score will be impacted adversely. And remember, that a credit score is an indicator of how well you manage your personal finances. Also, it plays a defining role when you apply for any kind of loan – secured and unsecured. It is suggested to apply for a loan slightly larger than what is needed so that you will be assured to have enough money to pay all bills necessary and still have some money left over to ensure that your bank account stays current. A credit score can be defined as a number which reflects the financial situation of a person. If the person is well-off when it comes to financial matters, then he or she is said to have a high credit score. On the other hand, if a person is the exact opposite of this, then they possess a low credit score. There are a lot of factors that are considered by financial institutions for the purpose of evaluating a p...

Industrial Disease and Personal Injury Compensation Claims - Know the FACTS

This article will briefly outline the key things you should know if you are considering making a personal injury claim for an industrial disease, illness or injury within England or Wales. F is for First Aid (Medical Assessment) If you have suffered a personal injury or developed an illness at work ensure first that you receive appropriate first aid at the scene. Visit your GP or other medical professional as appropriate and report your injury or illness to them. Explain how it occurred, how you work and the work environment. As well as providing appropriate treatment and care, those treating you should be able to give you a diagnosis and/or may refer you for a medical opinion on the cause of your injury or illness, i.e. whether it is related to or caused by your work. They may also offer advice on how to protect yourself from further harm. If you are off work for more than 1 week due to your injury or illness your GP will also provide a Statement of Fitness for Work ( Fit note ) fo...

DreamHost Review: My Personal Experience in Setting Up My Account

In case you’re looking for a reliable hosting company to host your site, this review will help you to decide if DreamHost is good for you. This is my own personal experience with them. I went to their site through WordPress page. The fact that they are approved by WordPress is one of the reasons that made me sign up with them. It’s simple. There are many gory tales about people’s terrible experience with many web hosting services. So in order not to have the same bad experience I searched the internet thoroughly for a hosting service that has been tested and trusted. So when WordPress recommends a hosting service, when I was actually researching what hosting to use, you know what that means. Apparently WordPress would not recommend a hosting service that will provide poor service for their customers as that will also affect their own image. This is what WordPress says on their site: ‘There are hundreds of thousands of web hosts out there, the vast majority of whi...

Great News, Business Credit Has No Impact on the Business Owner's Personal Credit

When done properly, business credit is obtained without the SSN being supplied on the application. This means there is no credit check from the business owner to get approved. This also means that anyone who has bad, even horrible personal credit can still be approved for business credit. Reports to the business credit reporting agencies, not the consumer reporting agencies. So as it has no adverse impact on the owner’s consumer credit because it’s not reported to consumer agencies. This means utilizing the account, even over 30%, won’t have any adverse impact on the personal scores. And there are no inquires on the personal credit when you apply for business credit as long as you don’t supply your SSN. 30% of your total consumer score is based on utilization, so if you use your personal cards for your business and if you use those cards you will lower your scores. Using more than 30% of your limit WILL result in a score decrease So if your limit is $1,000, havin...