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You probably have noticed that many companies are advertising services to settle your credit card debt. These companies are hard to miss if you watch television or read the newspaper. While the idea of debt settlement sounds great, in reality many of those companies are scam artists. There is a law in Washington that regulates credit card debt settlement companies. That statute defines “debt adjusting” as “the managing, counseling, settling, adjusting, prorating, or liquidating of the indebtedness of a debtor, or receiving funds for the purpose of distributing said funds among creditors in payment or partial payment of obligations of a debtor.” A debt adjuster is any person or business that engages in the business of credit card or home loan settlements for compensation. The Attorney General’s Office on Consumer Fraud and the Department of Financial Institutions enforce this statute. Violation of the Statute is also a per se violation of the Consumer Protec...

When designing an ID card template the best way to get started is to make a list of what you plan to accomplish with the ID. Is it for access control? Payments? Simply identification? No matter the case make a list of the elements you plan to have on it. Some examples: Name, Address, City, State, Zip code, Height, Eye Color, Hair color, Restrictions, Barcode, Photo, Logo(s), Title, ID number, Expiration Date, etc. Once you have decided all the information you want on your ID the easiest thing to do is start by drafting a quick sketch with a pencil and paper. This doesn’t have to be precise, but it’s helpful to get a feel for where the individual pieces of information will go on the ID. Don’t forget you always have the option of putting things on the back of the card. Typically you will want to use the back of the ID card for a barcode, company/organization name and address, and other information that doesn’t fit well on the front of the card. Your next step is to...

In-house ID card printing has become very affordable. Card printers have become more affordable, and so have the ID software programs necessary to design and print your ID cards. It’s important to choose the right ID card software for your business. The best way to do that is to understand what’s available on the market, and what each has to offer. Specialized ID card software has made it very easy for staff to learn how to use it. In fact, staff often finds it fun to design. Then when you are done you can store all your card data in the database. There are many different ID card software programs on the market but let’s have a look at the four of the best ID card software programs available: 1. Asure 2. eMedia 3. ID Works Software 4. EPI Suite Photo ID card software is designed to make ID card creation simple and effective. These four ID card software programs produce results that are professional, while also providing you with the flexibility modern business needs, a...