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Blogs. Facebook. LinkedIn. Twitter. YouTube. The list goes on when talking about marketing your small business online. However, there’s little doubt that of all the online channels, Google is still arguably the biggest. With its suite of products like AdWords, Gmail, Chrome, YouTube, and Google+ (among others), Google’s footprint on the web is huge. So when Google makes an algorithm change, your website will most likely be affected in some way. Last week, Google announced its latest algorithm change (sometimes called Google “Fresh”), which shines the spotlight directly on fresh information and new web content. According to Google, this update focuses on three key areas: 1. Recent events and hot topics. Searchers typically want to find the latest information instantly, so Google will now show what it deems to be high-quality pages, including those that may be just a few minutes or hours old. 2. Recurring events. Lots of events take place on a regular basis, like t...

When done properly, business credit is obtained without the SSN being supplied on the application. This means there is no credit check from the business owner to get approved. This also means that anyone who has bad, even horrible personal credit can still be approved for business credit. Reports to the business credit reporting agencies, not the consumer reporting agencies. So as it has no adverse impact on the owner’s consumer credit because it’s not reported to consumer agencies. This means utilizing the account, even over 30%, won’t have any adverse impact on the personal scores. And there are no inquires on the personal credit when you apply for business credit as long as you don’t supply your SSN. 30% of your total consumer score is based on utilization, so if you use your personal cards for your business and if you use those cards you will lower your scores. Using more than 30% of your limit WILL result in a score decrease So if your limit is $1,000, havin...